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Excellent Low Interest Credit Cards of 2021 – NerdWallet

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    Citi® Diamond Preferred® Card

    on Citibank’s application

    Excellent for Long 0% interest periods for balance transfers

    0% intro APR on Purchases and Balance Transfers for 18 months

    14.74% – 24.74% Variable APR

    $0

    on Citibank’s application

    BankAmericard® credit card

    Excellent for Cost-Effective Balance Transfer

    0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

    12.99% – 22.99% Variable APR

    $0

    Bank of America® Customized Cash Rewards credit card

    Excellent for Customizable rewards

    0% intro APR for 15 billing cycles on purchases and on any balance transfers made within 60 days of account opening

    13.99% – 23.99% Variable APR

    $0

    Discover it® Balance Transfer

    Excellent for Balance Transfers and Bonus Categories

    0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months

    11.99% – 22.99% Variable APR

    $0

    Chase Freedom Unlimited®

    Excellent for Cash-Back Pairing with Chase Sapphire Preferred®

    0% intro APR on Purchases for 15 months

    14.99% – 23.74% Variable APR

    $0

    Citi® Double Cash Card – 18 month BT offer

    on Citibank’s application

    Excellent for Flat Rate Cash Back

    0% intro APR on Balance Transfers for 18 months

    13.99% – 23.99% Variable APR

    $0

    on Citibank’s application

    Discover it® Cash Back

    Excellent for Bonus Categories and First Year Cashback Match

    0% intro APR for 14 months on purchases and balance transfers

    11.99% – 22.99% Variable APR

    $0

    Blue Cash Everyday® Card from American Express

    on American Express’s website

    Excellent for Everyday Spending With No Fee

    0% intro APR on Purchases for 15 months

    13.99% – 23.99% Variable APR

    $0

    on American Express’s website

    U.S. Bank Visa® Platinum Card

    Excellent for Long 0% period for transfers and purchases

    0%* intro APR for 20 billing cycles on purchases and balance transfers*

    14.49% – 24.49%* Variable APR

    $0*